Terms & Conditions 3 Win – Terms of Use for Malaysia's Betting Platform

Welcome to 3 win – an online sports betting and casino platform built specifically for the Malaysian community. This Terms & Conditions document ("Agreement") governs your access to and use of the website, mobile application, and all services offered by 3 win.

By accessing, registering for, or using any part of the platform 3 win, you automatically agree to be bound by all terms and conditions set out in this document, together with Privacy Policy and Responsible Gambling Policy us. If you do not agree with any part of this agreement, please discontinue your use of the 3 win platform immediately.

3 win reserves the right to update or amend these Terms & Conditions at any time without prior notice. Continued use of the platform 3 win following any amendment shall be deemed acceptance of the revised terms. You are responsible for reviewing this page periodically.

To register and use the services of 3 win, you must meet all of the following eligibility criteria:

• Age 18 years and above on the date of registration
• Have full legal capacity to enter into a binding agreement
• Not a person who has self-excluded or been excluded by 3 win from using the platform
• Registering under your own name only — not on behalf of another person
• Not registering from regions or countries where online betting activities are restricted
• Hold a valid Malaysian e-wallet or bank account for deposit and withdrawal purposes

3 win reserves the right to request identity verification documents (such as a national ID or passport) at any time. Failure to provide the required documents within the stipulated timeframe may result in account suspension or termination.

Each individual is only permitted to hold one (1) active account at 3 win. Registering more than one account is a serious breach of these terms and may result in all associated accounts being terminated without a refund of any remaining balance.

During registration, you are required to provide accurate, complete, and up-to-date information. The details you must supply include:

• Full name as shown on official identification document
• An active, reachable email address
• A valid Malaysian phone number
• Exact date of birth
• A strong, unique password for your 3 win account

You are solely responsible for maintaining the confidentiality of your account password. 3 win will not be held liable for any losses arising from unauthorised access to your account due to your own negligence in safeguarding your login credentials. If you suspect your account has been accessed without your authorisation, please contact the 3 win support team immediately.

3 win supports deposits and withdrawals via recognised Malaysian e-wallets and internet banking. All financial transactions are processed securely using 256-bit SSL encryption.

Winning withdrawals will be processed to the same payment method used for your deposit, for security and fraud prevention purposes. Withdrawals are typically processed within 1 to 24 hours once the request has been approved. However, 3 win reserves the right to take up to 5 business days to complete any required verification process.

All bets placed through the platform 3 win is subject to the following rules. By placing a bet, you acknowledge that you have read and understood these rules:

• Minimum Bet: RM1 per bet for most markets. Specific limits may vary by sport type and table.
• Maximum Bet: Maximum bet limits vary depending on the sport, match, and market selected. These limits are subject to change at 3 win's discretion.
• Accepted Bets: A bet is only considered valid once confirmation is received from the 3 win system. Unconfirmed bets will not be recognised.
• Match Cancellation: If a match is cancelled or postponed by more than 12 hours, all related bets will be fully refunded to your account.
• Odds Change: The odds displayed at the time you place your bet are the odds that will apply, even if the odds change afterwards. Exceptions apply in the event of a clear technical error.
• Betting Based on Inside Information: Any bet suspected of being placed on the basis of insider information or fraud will be voided and the associated account will be suspended.

For live betting, odds are updated in real time and bets are subject to additional confirmation. 3 win reserves the right to suspend live markets at any time during significant in-match events, such as a VAR review in football or a review in cricket.

3 win offers a variety of bonuses and promotions from time to time to reward our loyal members. All bonuses are subject to the following terms:

• Rollover Requirement (Wagering): Each bonus carries a specific rollover requirement (e.g. 5x, 8x, 10x) that must be met before bonus funds or any winnings derived from them can be withdrawn.
• Validity Period: All bonuses have a stated validity period. Any bonus not used within that period will expire automatically.
• One Bonus at a Time: Only one bonus may be active on an account at any one time, unless otherwise stated in the specific promotion terms.
• Authorised Use: Bonuses may only be used for legitimate wagering activities on the 3 win platform. Any attempt to abuse the bonus system will result in bonus forfeiture and may lead to account termination.
• Bonuses Are Non-Transferable: Bonuses cannot be transferred to another account or converted directly into cash.

3 win reserves the right to modify, suspend, or terminate any bonus or promotional programme at any time without prior notice. 3 win's decisions regarding bonus eligibility are final.

Platform 3 win offers a wide range of casino games including roulette, baccarat, slots, and live dealer games. All casino games at 3 win are subject to the following additional rules:

• All RNG (Random Number Generator) games at 3 win have been certified by independent auditing bodies to ensure fairness and transparency.
• Live Dealer games use real physical wheels, cards, or dice operated by trained human dealers in certified studios.
• Technical failures occurring during active gameplay may result in the cancellation of the affected round or hand. All funds will be fully refunded in such cases.
• Any attempt to use external software or methods to influence game outcomes is strictly prohibited and will result in immediate account termination.

For roulette at 3 win, available variants include European Roulette (RTP 97.30%), French Roulette (RTP 98.65%), American Roulette (RTP 94.74%), and Lightning Roulette. The RTP figures shown are based on long-term data and do not guarantee returns in any individual session.

It is the responsibility of every member 3 win to use the platform in a responsible, lawful, and ethical manner. The following activities are strictly prohibited:

• Registering more than one account or using another person's identity
• Money laundering or using the 3 win platform for any unlawful financial activity
• Exploiting bugs or technical errors on the platform for unauthorised gain
• Colluding with other players to manipulate game outcomes
• Using bots, automated software, or artificial intelligence to place bets
• Intimidating, threatening, or harassing staff or other players on the platform
• Transferring funds between member accounts without 3 win's authorisation
• Abusing the bonus or promotion system through unauthorised means

3 win is committed to protecting the privacy and personal data security of all members. The collection, processing, and use of your personal data by 3 win is governed by Privacy Policy our separate

In summary, 3 win:

• Collecting only the personal data necessary for the purpose of providing our services
• Not selling or sharing your personal data with third parties for marketing purposes without your consent
• Storing data with appropriate technical and organisational security measures
• Granting you the right to access, correct, or request the deletion of your personal data
• May share data with law enforcement authorities when required by law

By using the platform 3 win, you agree to the collection and use of your data as described in our Privacy Policy. Please read our Privacy Policy in full for details on how your data is handled.

You may close your account 3 win your account at any time by contacting our support team. Before closing your account, please ensure all eligible balances and winnings have been withdrawn first.

3 win reserves the right to suspend or terminate your account under the following circumstances:

• Breach of any terms and conditions set out in this document
• Suspected fraud, money laundering, or other unlawful activity
• Providing false information during registration or the identity verification process
• A court order or directive from authorities requiring termination
• Self-exclusion requests initiated by the member
• Account inactive for more than 12 consecutive months

Platform 3 win provided on an "as-is" basis. While we make every effort to keep the platform available and functioning properly, we cannot guarantee 100% uninterrupted availability at all times.

3 win shall not be liable for:

• Anticipated loss of profits or indirect losses arising from platform disruptions
• Access failures resulting from issues with your internet connection
• Losses arising from the use of information obtained from the 3 win platform to make investment or other financial decisions
• Unauthorised access to your account by a third party as a result of your own negligence

In all circumstances, the maximum liability 3 win to you will not exceed the total amount of your last deposit made within the 30 days prior to the liability claim being raised.

3 win reserves the right to modify, add to, or amend any part of these Terms & Conditions at any time. Any changes take effect immediately upon being updated on this page.

We will endeavour to notify you of significant changes via in-platform notifications or email to your registered address. However, it remains your responsibility to check this page periodically to stay informed of the latest terms.

If you have any questions regarding these Terms & Conditions, please contact our support team 3 win:

• Email: support@3win-bangla.com
• Live Chat: Available 24/7 via the 3 win platform
• Language: Bahasa Melayu and English

These Terms & Conditions are governed by applicable laws. Any dispute arising from the use of the platform 3 win will first be resolved through goodwill negotiation, and thereafter through a mutually agreed arbitration process if necessary.